Pozitiva Ltd is an affiliate of many of the companies and brands that you see on any of our sites. This means that links on our website may be affiliate links and Pozitiva Ltd may receive a commission for purchases that are made by visitors with those companies. This comes at no additional cost to you.
All content on this site has been written to provide you with the best tips, tricks, and guides on saving money and budget living. The advice given is based on our own personal opinions and experiences and we hope you find it helpful. Please be aware that we are not qualified financial advisers and as such the advice given does not constitute as financial advice. Any information you use is done so at your own risk and we cannot be held liable if things go wrong.
Cookies are text files which contain small amounts of information, which your computer or mobile device downloads when you visit a website. When you return to the website – or visit a website that uses the same cookies – they recognise these cookies and therefore your browsing device. Like most websites, we use cookies to do lots of different jobs, like letting you navigate between pages efficiently, remembering your preferences and generally improving your browsing experience.
In addition to the cookies we use on this website, we also use cookies and similar technologies in some emails. These help us to understand whether you have opened an email and how you have interacted with it.
By continuing to browse our website, you are agreeing to our use of cookies.
We may transfer data that we collect from you to locations outside of the European Economic area for processing and storing. By submitting your personal data, you agree to this transfer, storing or processing. We will take all reasonable steps to make sure that your data is treated securely and in agreement with this privacy policy.
Data that is provided to us is stored on secure servers. Details relating to any transactions entered into via our website will be encrypted to ensure its safety. The transmission of information via the internet is not completely secure and there we cannot guarantee the security of data sent to us electronically and the transmission of such data is entirely at your own risk.
We may also share your anonymised data with third parties such as advertisers, advertising networks, advertising servers and content recommendation services. This is to allow us to personalise our advertising both on our sites and on third party sites. Identifiable data such as your names, address, DOB, etc will not be shared.
You might find links to third party websites on our website, such as partner networks, advisers, affiliates or any other links. We cannot be held accountable for the privacy and protection of any personal data that you provide on any of these third party websites. These websites should have their own privacy policies which you should check. We do not accept any responsibility or liability for their policies whatsoever as we have no control over them.
For tax purposes, and in compliance with the law, we will keep any transactional and financial data for seven years from the date you cease being a customer.
The time in which we retain your personal data will be determined based on the service that we have provided and our legal requirements, and as such the time period could vary as a result of this assessment. During our assessment we will consider the type of data that we hold; the risks associated with that data; the purpose for which we hold and process that data; any legal obligations that we have for keeping that data.
This Privacy and Cookies Policy came into effect on 11/11/20. We reserve the right to update or change this Policy at any time and those changes will be in effect at the point when those changes have been published. It is recommended that you continuously check this policy to remain updated of any changes. Use of this site following any changes will represent your acknowledgement of any changes.
If there is a significant change to this policy, we may inform you of this change via your registered email address or via a portal that you may have with us.
You have the right to submit a complaint to the Information Commissioner’s Office (ICO) at any point at www.ico.org.uk. However, we would appreciate an opportunity to resolve any of your concerns before you approach them.
Should you have a request regarding the processing of your personal data, please email us on [email protected]